The Hold All

How to lend to the poor without a collateral

2007-02-10T04:38:00.000-08:00

Vikram Akula of SKS Microfinance says how: "We use a system based on trust. That is, we built our group lending system based on the trust that exists among the poor. Specifically, we adopted the joint-liability model first developed by the Grameen Bank of Bangladesh. Within each of our centres, you’ll typically find 40-60 members, divided into groups of five. These five-member groups serve as guarantors for one another, so if one member can’t pay, the others will make up the difference. If that five-person group cannot pay, the entire center comes forward to pay the remaining amount. In this way, members are held accountable for each other. This system based on trust—we take no collateral whatsoever—boasts a 98 per cent repayment rate, a rate unheard of in the commercial banking world." For more of his thoughts, go here.

The Colorful Tale of Pantone

2006-12-29T19:52:00.000-08:00

I scoured the net and finally found a nice piece on Pantone. Picked from Wired.

Can women invent?

2006-12-25T19:45:00.000-08:00

Dennis Crouch probes this in "Women as patentees". He offers two interesting data points: Between 1790 - 1895, just about 1% of women were patent holders. This figure climbed to 9.2% in 1996. Picked from Patently-O.

Shakespeare used the word 'fart'.

2006-12-25T19:08:00.000-08:00

Interesting, ain't it? For more such pearls read up "Is the word 'bum' really offensive?" Picked from The Guardian.

How to do what you love

2006-12-22T20:57:00.000-08:00

A simple yet staggering piece by Paul Graham. There is plenty of wisdom here. If I were you I'd mull over this article at ease. An extract to tease you into reading it -> Donald Hall said young would-be poets were mistaken to be so obsessed with being published. But you can imagine what it would do for a 24 year old to get a poem published in The New Yorker. Now to people he meets at parties he's a real poet. Actually he's no better or worse than he was before, but to a clueless audience like that, the approval of an official authority makes all the difference. So it's a harder problem than Hall realizes. The reason the young care so much about prestige is that the people they want to impress are not very discerning. Picked from CreativeGeneralist.

Harrison Ford on his first screen test.

2006-12-14T10:45:00.000-08:00

The studio guy told me, "Kid, you have no future in this business." I said, "Why?" He said, "When Tony Curtis first walked onscreen carrying a bag of groceries -- a bag of groceries! -- you took one look at him and said, 'THAT'S a movie star!'" I said, "Weren't you supposed to say, 'That's a grocery delivery boy?'" Picked from IMDB.

Snow Leopards - the silent killer.

2006-12-14T10:34:00.000-08:00

Did you know that Snow Leopards don't roar? Fact picked from www.kewa.org.

Gallimaufry

2006-12-14T10:27:00.000-08:00

Means hodgepodge, jumble, medley or mix. Picked from answers.com.

This artificial blood is for real

2006-12-13T10:01:00.000-08:00

Oxycyte is the name. It's claim to fame is it can carry oxygen 50 times as effectively as our own blood. Picked from Popsci.

Barnumize

2006-12-13T09:41:00.000-08:00

An archaic word that means 'to advertise or promote with outlandish claims'. The word is obviously a tribute to PT Barnum, the showman best known for his pompous claims. Word picked from Brownielocks dot com.

Hitchcock on the white rectangle

2006-12-13T09:33:00.000-08:00

"I don't understand why we have to experiment with film. I think everything should be done on paper. A musician has to do it, a composer. He puts a lot of dots down and beautiful music comes out. And I think that students should be taught to visualize. That's the one thing missing in all this. The one thing that the student has got to do is to learn that there is a rectangle up there - a white rectangle in a theater - and it has to be filled." Picked from IMDB.

Why an octupus can take a heartbreak.

2006-12-13T09:28:00.000-08:00

An octopus (or for that matter any squid or cuttlefish) has 3 hearts. So one heartbreak won't affect its life :-) Picked from Smithsonian National Zoological Park's website.

Every hue has a tale

2006-12-13T09:14:00.000-08:00

I never knew Orange & Crimson have Sanskrit roots. I didn't know that Turqoise means 'Turkish Stone'. I picked all these facts from an interesting piece in worldwidewords.

Plato said this. Not about Google.

2006-12-12T18:45:00.000-08:00

"For this discovery of yours will create forgetfulness in the minds of those who learn to use it; they will not exercise their memories." He was talking about writing :-) Picked from USA Today.

Zenzizenzizenzic

2006-12-12T18:32:00.000-08:00

Zenzizenzizenzic is the eighth power or exponent of a number. For example the zenzizenzizenzic of 2 is 256. This tongue twister was derived from the German word 'Zenzic' which means squared. Zenzizenzic means fourth power. So Zenzizenzizenzic refers to the eigth power. This term was coined & suggested by Robert Recorde, who seems to be the flavour of the day at The Hold All. Picked from wikipedia.

This man introduced the equal symbol

2006-12-12T18:23:00.000-08:00

The name's Robert Recorde. A Welsh mathematician, he unleashed the 'is equal to' sign (=) in 1557. He settled for a 'pair of parallels' as 'no two things can be more equal'. The 'is equal to' sign beat two other symbols that were in vogue then: "//" and "[;". Picked from wikipedia and pbs.

Sharon Stone on life at 47

2006-12-12T10:25:00.000-08:00

"At 47, you have thoughtfulness and dignity and spiritual elegance...You have something to say. It's not just, Hi! I look terrific in a bathing suit.'" Picked from IMDB.

Butterflies taste with their feet

2006-12-12T10:08:00.000-08:00

Did you know that the taste sensors for butterflies are located in their feet? So to play taster, all they have to do is to stand on their food! Fact picked from Milkweedcafe.

Dave Mason's Idea

2006-12-11T19:31:00.000-08:00

"Enable taxpayers to 'vote' with their dollars by allowing them to allocate a portion of their net tax income tax to a specific area of government spending: a) Education b) Healthcare c) The Military d) The Arts e) Etc. " Picked from the Great Wall of Ideas at Ideacity.

What's unusual about this paragraph?

2006-12-11T11:09:00.000-08:00

This is a most unusual paragraph. How quickly can you find out what is so unusual about it? It looks so ordinary that you would think that nothing is wrong with it at all, and, in fact, nothing is. But it is unusual. Why? If you study it and think about it, you may find out, but I am not going to assist you in any way. You must do it without any hints or coaching. No doubt, if you work at it for a bit, it will dawn on you. Who knows? Go to work and try your skill. Good luck!

Why bees don't watch movies.

2006-12-11T10:48:00.000-08:00

Bees possess five eyes. The three ocelli are simple eyes that discern light intensity, while each of the two large compound eyes contains about 6,900 facets and is well suited for detecting movement. In fact, honeybees can perceive movements that are separated by 1/300th of a second. Humans can only sense movements separated by 1/50th of a second. Were a bee to enter a cinema, it would be able to differentiate each individual movie frame being projected. Picked from Pbs.

Bogart on Acting

2006-12-11T10:18:00.000-08:00

"Acting is like sex: you either do it and don't talk about it, or you talk about it and don't do it. That's why I'm always suspicious of people who talk too much about either." Picked from IMDB.

Metoposcopy

2006-12-11T09:57:00.000-08:00

Metoposcopy is the art of judging a person’s character and fortune from his forehead. While the word for face reading is physiognomy. Picked from worldwidewords dot org.

Would Saturn float in a body of water?

2006-12-11T09:49:00.000-08:00

Archimedes' principle tells us that a body will float in a fluid if its average density is less than the fluid's average density. Since water's density is 1 gm/cm3, and Saturn's average density is 0.7 gm/cm3, a sphere of the same size and mass would float on water. But the fact of the matter is Saturn is a gaseous planet. There is no solid surface defining its outer diameter, so trying to float Saturn would not be possible even if a large enough ocean could be found. Picked from Physlink.

In the company of a maverick

2006-12-10T22:18:00.000-08:00

If you wanna learn advertising from an advertising maverick, stick with briefingmatters. It's honest, useful and has a point of view.

Jack Nicholson on Himself

2006-12-10T22:12:00.000-08:00

"With my sunglasses on, I'm Jack Nicholson. Without them, I'm fat and seventy." Picked from IMDB.

How to book online bus tickets in India

2006-12-10T22:06:00.000-08:00

Check out RedBus. Seems like a new site. Concept looks promising. Picked while browsing.

Beer & Vitamins

2006-12-10T21:48:00.000-08:00

A pint of beer can provide more than 5 per cent of the daily recommended intake of several vitamins, such as B9, B6 and B2, although other vitamins such as A, C and D are lacking. Picked from New Scientist.

Chiroptera

2006-12-10T21:32:00.000-08:00

Chiroptera (Kyroptera) is the biological name for bats. It means 'hand-wing' in Greek. Picked from Wikipedia.